You were only seven days late on your mortgage payment but your lender slapped with you with a 30-day late. Your daughter took out a credit card in your name without your knowledge and bought some bling-bling. You screamed "Fraud alert!" but credit card company still claims that you're liable. Your cellphone got stolen and someone made an all-day call to Europe, and you got whacked with a king's ransom in overseas phone charges. Ten years ago, that hospital that told you to go home and take some aspirin and then slapped you with a $2,000 invoice a few months after for some procedure that you know you didn't have still has their medical collection on your record, ten years after the fact.
Things like these are what bring down your credit score, and you end up getting unjustly punished. You get hit with higher interest rates, or worse, get denied for a mortgage.
If you're like most people, you know how important it is to clean up your credit but either you don't know how to go about doing it or you just don't want to deal with it at all. If you fall in either one of these categories, my recommendation is to go to a company like
Lexington Law Firm
The truth of the matter is, in the same way that mortgage pros know lender guidelines like the back of our hands since we live and breathe this stuff day in and day out, only credit repair companies like
Lexington Law Firm
know whether you've got a case against the creditors or not. Plus, the fact is, nothing scares the pants off creditors like someone calling with 'Law Group' in their company name. You, on the other hand, will most likely get some eye-rolling, ho-hum reaction from whoever's on the other line, no matter if you yell and scream till Kingdom Come.
No comments:
Post a Comment